Browsing by Author "Nwaoba, P.I."

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    Cost of funds determination by banks in Nigeria
    (Central Bank of Nigeria, Research Department., 2006-09) Nwaoba, P.I.
    The paper articulated the issues involved in the determination of cost of funds by banks in Nigeria. Cost of funds is a major factor in the pricing of loanable funds and exerts much influence on the day-to-day decision of banks on extension of credit either in the inter-bank market or to their customers. The study illustrated how the cost of funds is computed by banks, especially from the 1990s when the interest rate was deregulated.