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Browsing Bullion by Subject "Banking"
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Item Conceptual issues on savings In Nigeria(Central Bank of Nigeria, 2006-03) Akperan, James Adam; Akomaye, Vincent AgbaThe paper reviewed conceptual issues on savings behaviour in Nigeria.It also provide an analysis of the factors that may have led to weak saving performance, as well as make some suggestions about future behaviour of savings through a review of the literature. This paper is divided into four sections. Section one contains the general introduction. Section two focuses on the background issues on the economy and savings in Nigeria. Section three captures conceptual/theoretical issues and literature review. The last section contains the summary, conclusion and recommendations.Item Enhancing long-term savings culture in Nigeria through the National Savings Certificate(Central Bank of Nigeria, 2006-03) Alade, S. O.The paper considers the operations of a National Savings Certificate as a panacea to the dearth of long-term savings for long-term investments, to justify the reforms and achieve accelerated economic growth. The paper is divided into six sections. Section 1 considers the theoretical framework, while trend analysis of savings in Nigeria will be the focus of Section II. In order to appropriately focus modalities for the operation of the proposed National Savings Certificate and appraise its effectiveness, the features of the instrument will be x-rayed in Section III, using the lessons of experience of India and the United Kingdom. The challenges that will need to be tackled in addressing the problem of longterm investment will be highlighted in Section IV. The Policy Recommendations for operating the Nigerian scheme will be analysed in Section V, while the Conclusions in Section VI will draw largely from the analyses in Sections II and IV.Item Financial liberalization and savings mobilisation in Nigeria(Central Bank of Nigeria, 2006-03) Onwioduoki, E. AThe article assessed the impact of financial sector reforms on savings mobilization in Nigeria. Part two dwells on theoretical issues and brief review of literature. Part three contains a brief analysis of financial sector reforms in Nigeria, while part four assesses the impact of the reforms on savings. Summary, conclusion and recommendations are presented in part five.Item A pro poor framework for enhancing micro-savings in Nigeria(Central Bank of Nigeria, 2006-03) Ononugbo, M. C.; Nwosu, C. PThis paper attempts to examine the fundamental issues in saving and thereafter design a formal savings habit of the populace, especially the low-income group. The framework is designed to mobilise micro-savings, hitherto kept with thrift collectors and roll it over gradually till old age. The paper is divided into six sections. Following the introduction, section two expounds theoretical issues in savings and presents all relevant theories on savings. Section three describes the experience of other jurisdictions in encouraging and mobilising micro savings. The need for enhanced savings is analysed in section four, while a framework for enhancing micro-savings among the low-income group is proposed in section five. Section six concludes the paper.