Akperan, James AdamAkomaye, Vincent Agba2018-07-112018-07-112006-03Akperan, J. A. & Akomaye, V. A. (2006). Conceptual issues on savings In Nigeria, Bullion, 30(1), 40-5103317919http://repo.cbn.gov.ng/jspui/handle/123456789/236The paper reviewed conceptual issues on savings behaviour in Nigeria.It also provide an analysis of the factors that may have led to weak saving performance, as well as make some suggestions about future behaviour of savings through a review of the literature. This paper is divided into four sections. Section one contains the general introduction. Section two focuses on the background issues on the economy and savings in Nigeria. Section three captures conceptual/theoretical issues and literature review. The last section contains the summary, conclusion and recommendations.enBankingNational savingsSavingsNigeriaFinancial sectorArticle