Oji, Kalu O.2018-07-092018-07-092008-09Oji, K. O. (2008). Analysis of the effects of policies of microfinance institutions on the technological capabilities of micro-borrowers in Nigeria. Economic and Financial Review, 46(2), 1-28.1957-2968http://repo.cbn.gov.ng/jspui/handle/123456789/216This paper examines the effects of Microfinance institutions' policies on the technological capabilities of micro-borrowers in Nigeria. Nine (9) Microfinance institutions and 250 of their clients were surveyed in 2005 and 2006. The findings showed that between 2001 and 2005 there was significant growth in clientele, savings, and loans made by the MFIs reflecting increasing demand for microfinance services.enMicrofinanceTechnological capabilityMicro-borrowersMicro-enterprisesArticle