Ononugbo, M.C.Nwosu, P.C.2018-07-112018-07-112006-03Ononugbo, M.C and Nwosu, P.C. (2006). A pro-poor framework for enhancing micro-savings in Nigeria. Bullion, 30 (1), 63 - 730331 - 7919http://repo.cbn.gov.ng/jspui/handle/123456789/244This paper examines the fundamental issues in savings and thereafter designs a formal savings habit of the populace, especially the low income group.enPro-poorMicro-savingsSavings mobilisationNational savings certificateArticle