(Central Bank of Nigeria, 2011-12) Akinlo, Anthony E.
Access to finance, in general, is fundamental to growth and development.
A well-functioning financial market assists in channeling funds to their most
productive uses, and allocates risks to those who can best bear it. An
efficient financial sector that responds to the needs of the private sector
increases investment, enhances economic growth, creates job opportunities and
improves income distribution.