Responsiveness of Nigeria's Short-Term Interest Rates to Changes in the Policy Rate

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Date

2014-09

Journal Title

Journal ISSN

Volume Title

Publisher

Research Department, Central Bank of Nigeria

Abstract

This paper appraises the efficacy of the Monetary Policy Rate (MPR) as an anchor for other short-term interest rates in the economy. Adopting the vector autoregression approach, the responses of Nigeria's short-term interest rates to changes in the interbank rate (proxy for MPR) was modeled. The paper found that the pass-through from MPR to money market interest rates in the long-run is higher for the prime and lending rates than for changes in the Treasury bill rate and 3-month deposit rate. Overall, there seemed to be an asymmetric impact with an increase or fall in the interbank rate.

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Keywords

Interest Rate Pass-through, Money Market Rates, Vector Error Correction, Policy Rate, Nigeria

Citation

Tule, M. K. (2014). Responsiveness of Nigeria's Short-Term Interest Rates to Changes in the Policy Rate. Economic and Financial Review, 52(3), 49-69